Measuring Loan Outcomes at Postsecondary Institutions: Cohort Repayment Rates as an Indicator of Student Success and Institutional Accountability / Tiffany Chou, Adam Looney, Tara Watson.

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Chou, Tiffany

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Material type: Text

TextSeries: Working Paper Series (National Bureau of Economic Research) ; no. w23118.Publication details: Cambridge, Mass. National Bureau of Economic Research 2017.Description: 1 online resource: illustrations (black and white)Subject(s):

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Abstract: Low- and middle-income college borrowers often struggle with economic opportunity and loan burdens after leaving school. However, some institutions, including some non-selective schools, do a good job of providing economic mobility to low-income students. This implies that there is scope for a policy to redirect loan dollars - and therefore students - from low-performing schools to higher-performing ones. Here we define a particular metric of institutional loan performance, the cohort repayment rate, and describe its distribution. We demonstrate that the cohort repayment rate is correlated with other institutional outcomes of interest, and thus could be used as an institutional accountability tool.

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Item type	Home library	Collection	Call number	Status	Date due	Barcode	Item holds
Working Paper	Biblioteca Digital	Colección NBER	nber w23118 (Browse shelf(Opens below))	Not For Loan

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February 2017.

Low- and middle-income college borrowers often struggle with economic opportunity and loan burdens after leaving school. However, some institutions, including some non-selective schools, do a good job of providing economic mobility to low-income students. This implies that there is scope for a policy to redirect loan dollars - and therefore students - from low-performing schools to higher-performing ones. Here we define a particular metric of institutional loan performance, the cohort repayment rate, and describe its distribution. We demonstrate that the cohort repayment rate is correlated with other institutional outcomes of interest, and thus could be used as an institutional accountability tool.